All of us could use some extra cash from time to time. I can remember times in my life when I would actually dig through the cushions of the couch, looking for some extra change so that I could get my lunch for the day. That was pretty bad, and unfortunately my job just didn't pay me enough to be able to keep my head above water and to enjoy the nice things in life as well. That is when I decided that making some extra cash was a good idea and I set out to find a way that I could do it. If you think that making some extra cash could be a good thing to, and you are willing to put in just a little work then here are 3 ways to do it.

1. Try selling some of that junk that you have laying around the house. Sure, we all like to collect stuff and it just seems to accumulate, but if you have things that are just taking up space you can sell them on ebay or at a yard sale and make some quick cash.

2. Odd jobs are not all that odd if you know how to do them. Can you do anything for the people in your area that might put some extra cash in your pocket? I have done things like mow lawns, clean windows and even house cleaning. Start small and work your way up into larger jobs, you will be surprised that you can earn much more per hour when you work this way.

3. Try filling out some online forms for money. This is not going to make you rich, but if you know the right place to join then you can earn some extra money just filling out online forms. Some companies will pay you well, up to $20 just to fill out a form and join their survey company. It's easy cash that can help out in a pinch.

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SMOKELESS TOBACCO. Two words. Most people might have heard of it but really do not have any idea of the impact of the product that these "two words" can have on the millions of, "users" of smokeless tobacco.

1) Pouch tobacco - this product is a stringy cut of tobacco that is marketed in a pouch about 4" X 6" or so in size.

2) Powdered snuff - this product is a finely ground dry tobacco that comes in tins or glass bottles. It is used by placing it in the mouth either by pinching it between the fingers or using a "brush", a stick sometimes chewed to make a brush end and then placing the wet end into the bottle or tin and getting the powder on it. The brush is then placed in the mouth.

3) Moist ground tobacco: This product is placed in round cans about three inches or so across. They are reported to have up to 5 times the nicotine as cigarettes.

4) Plug tobacco: This product comes in a block, resembling a candy bar.

5) Twist tobacco: This product is strands of tobacco that are formed into rolls and them twisted and wrapped in plastic. If the "twist" were removed, they would be about 12" or so long.

Is smokeless tobacco safe to use?

The tobacco companies give the impression that it is a safe alternative to cigarette smoking but smokeless tobaccos, like cigarettes, are sometimes more addictive and contain high concentrations of cancer-causing chemicals.

The tobacco industry estimates that 24 million Americans use smokeless tobacco products. Smokeless tobacco sales have increased above 30% in the past ten years, while cigarettes, and other smoked tobacco usage has actually declined. It has been predicted by industry analysts that smokeless tobacco usage could double over the next few years. Why? Because health-conscious Americans are looking for alternatives to smoking.

There are about 30,000 cases of oral cancer are discovered each year in the United States alone, causing about 9,000 deaths. Men over 40 are the most frequently struck while the ratio of oral cancer is 3 to one between males than females. Women use smokeless tobacco but tend to do so in private.

Smokeless Tobacco Advertising Campaigns

Can advertising be partially responsible for the increased usage of smokeless tobacco? Advertising campaigns are being aimed at young males 18-35. They appeal to their desires to "belong" by having slogans such as "take a pinch instead of a puff,'' with practice, you'll be doing it like the pros,'' or "a pinch is all it takes.'' Young people are highly susceptible to such tactics because they sometimes feature entertainment and sports idols promoting smokeless tobacco products. There are three, main causes that cause youth to fall victim to this insidious habit:

1) Peer pressure

2) Curiosity

3) The person's family history of tobacco use.

In families that use tobacco, there is a much stronger mind set to tobacco use and/or experimentation.

Risks associated with smokeless tobacco usage

Smokeless tobacco used regularly can damage teeth and gum lines, and lessening the ability to taste and smell. People who use smokeless tobacco are increasing their risks of developing cancer of the oral cavity, pharynx, larynx and esophagus.

The use of smokeless tobacco can cause a precancerous condition in the mouth called leukoplakia. Occurring on the lips or inside the cheek, leukoplakia is a white, leathery-appearing patch which results in cancer diagnosis in 3-5 percent of cases. Everyone has different genetics. While some can chew for many years and not get cancer, some develop tobacco-related cancer over a very short time period.

The risk of cancer in soft oral tissues is almost 50 times greater in long-term users than non-users. About 87% of these tumors are attributable to snuff. Those who say smokeless tobacco is safer than smoking should realize that they are only exchanging one form of the same poison for another.

Other dangers from smokeless tobacco use include: gum recession that results in exposed roots and increased sensitivity to heat and cold; tooth loss from damage to the gum tissue; abrasion to the tooth enamel due to high levels of sand and grit contained in smokeless tobaccos; discoloration of the teeth and bad breath; tooth decay caused by sugar added to smokeless tobacco to improve its taste; and possible decreased athletic performance due to constriction of blood vessels caused by nicotine use. Many people who get off smokeless tobacco see their blood pressure normalize and their resting heart rates to go down dramatically.

Smokeless Tobacco Users Should Check For The Following

1) Sores that fail to heal and bleed easily

2) Whitish patches ( leukoplakia)

3) Sensation of something in the throat

4) A lump or thickening

6) Difficulty in chewing or swallowing food

Anyone who is using smokeless tobacco and is interested in quitting this dangerous and sometimes fatal habit can discover more information on the subject of quitting by reading a free eBook that can be found at the following link below:

Stop Using Smokeless Tobacco Now!

If link above doesn't work, simply cut and paste the URL below into your browser:

http://www.stopsmokeless.com/freebook.php

Zach Malott is CEO of Stop Smokeless.com, a site that is dedicated to helping others to eliminate the addiction of smokeless tobacco from their lives. Malott has spent most of his life addicted to smokeless tobacco. In his search for a means to quit and stay quit, a program developed over the years that has helped 1,000's who are ready to quit succeed. This resourse can be found at: http://www.stopsmokeless.com

As a child I remember my parents proudly displaying what can only be described as a big square metal badge on the front grill of our car with "RAC" written on it. Of course the RAC was called the Royal Automobile Club in those days and would come to your rescue should we have broken down, which of course we did on several occasions. The Automobile association or the AA, was another motoring club set up to help motorists, originally to monitor speeds and then progressed in to breakdown cover.

From the early 1900s right up through the Golden Motoring Years these motoring clubs would employ patrolmen, to reach their members in the quickest time. Before mobile phones, emergency phone boxes, that looked like old police phone boxes, would be strategically placed along major roads, so as to be the most convenient to motorists who had a breakdown. Emergency call outs were often done by a patrolman on a motorcycle, as it wasnt until later years they started using, cars vans and then recovery vehicles. These motoring clubs offered more than just breakdown cover, you were a member of a club and with that came privileges with motoring advice and maybe even a bit of prestige. Just like my parents, motorists were proud to display the badges of their motoring club on their cars. In fact in the fifties, it was the norm for any patrolman who saw their club badge on a car to stop and salute their members as they drove past, could you imagine that happening today?

The names of the RAC and the AA are still around today and still offer breakdown cover but without the banner of being a motoring club. In fact the RAC separated itself from its breakdown cover operation and its motoring club function, so now we have the RAC and the Royal Automobile Club, which still has its base in Pall Mall in London and is an exclusive club to join.

The RAC like the AA are now both insurance providers and are owned by insurance companies. It is true that breakdown cover, really is an insurance policy, that delivers insurance that matches the cover you have bought. It seems that the modern motorist does not want to pay that extra premium to be part of a motoring club but would prefer the cheaper option, delivered by large organizations that can use economy of scales to deliver cheaper breakdown cover polices.

As you can but a breakdown cover policy from under 30 pounds a year, it is quite remarkable how a service of any kind can be delivered for that. Even one call out from a garage could be considerably more than an annual policy where you will get unlimited call outs as part of your cover. If you pay some more and be cover to be transported home should you breakdown, then the savings could be even greater.

There is something missing with the demise of these motoring clubs, but like everything else in life, it comes down to priorities and lower costs and more profits.

Mark is webmaster for Car Breakdown Cover, More Emergency Patrols Than Anyone Else In The UK and Breakdown Cover And Emergency Roadside Assistance Information

Just because you've built your e-commerce website doesn't mean the customers will begin to come. You need to bring in the visitors, showcase your products, convince them to buy, and bring them back yet again to make any significant gains.

The customers need to be wooed by the unique customer experience that will bring them back, and have them sing your praise to their friends, spreading your name. This may seem like a tall order, but isn't. Listed here are the top ten tips to build, manage and profit from your e-commerce website. Follow them and see the benefits for yourself.

1. Organize your Catalog around Product Categories

Many sites either provide a long list of products or lump them behind a search button, making it difficult to find them. Arrange your products into logical categories and subcategories, but do not overdo it. Research says it that most people get overwhelmed with more than 7 categories. The customer must be able to easily search any product without help.

Your product should have a clear and high-quality picture, short and detailed specifications. If necessary add video or pictures of different view points (top angle, side view) along with the product specification.

2. Provide Multiple Payment Options

Keep all kinds of payment options available to your customers. Not everyone feels comfortable buying through a credit card, or has one. Allow for debit cards, fax, telephone, snail mail, paper and electronic cheques. And sign-up for fraud checking facility, without which you could easily end up losing entire day's sales within minutes. Provide a currency converter if you offer products or payment in other currencies.

Including a telephone number for customer support on the order is a must. It gives the buyers some extra feelings of security that they can always talk to a live person if anything goes wrong in the buying process.

3. List out Clearly Outlined Policies

Privacy:

Make your privacy policy public. Keep it in a prominent place, and link it to the home, products and checkout pages, so that customers who are vary of providing personal and credit card details feel comforted. Tell them if you plan to share their email address with others, or plan to send in promotional mail or newsletters.

Further, allow them to unsubscribe or opt-out of such email if they think so. Never sell the customer's personal particulars unless they have agreed, as this is a sure way to lose credibility doubly fast.

Security:

If you plan to collect sensitive information from your customers, you should use security systems like SSL (Secure Socket Layer). This guarantees that the data provided by your customer will not fall into the hand of a malicious hacker while transferring from his computer to the web server.

This also will reassure your customers that you are truly concerned about the security of their personal information.

Terms and Conditions:

Write clearly and prominently all the sales and after sales support terms so as to avoid confusion. The internet is worldwide, and your customer can come from any country. List your shipping and handling costs upfront, and be ready to ship anywhere on the Earth. Publish your returns policy, support hours, and even the approximate time taken to deliver the goods.

Send a confirmation note thanking the customer, and listing all the products, prices and key terms of the purchase in an email. Keep the customer updated of the order status at all times by email or by providing a link in your shopping page where they can check the status of their order anytime.

4. Build a Newsletter Around Your Products

To snag new customers and keep the old ones remembering you vividly, seriously plan to launch a newsletter, and send it to all prospects and customers on a regular basis. Apart from the credibility of being a serious player in the market, you dazzle them with your commitment by releasing the newsletter on fixed days - like 15th of every month, or every Monday.

You can also show your expertise in your field by writing regular, in-depth articles, covering the latest trends in the industry, and reviews of new products. Your customers, distributors, and partners will start to eagerly await your newsletter. Sprinkle your promotions and products in between the contents of the newsletter, and be ready to receive an increase in web traffic and order bookings every time you send out the newsletter.

5. Let Customers Gift Your Products

Allow people to gift your products to their friends and loved ones. Provide free gift wrapping, a personalized message or a free gift for the purchaser. Allow them to create Wish Lists that they may use to buy later.

These small things do matter and act as freebies that your competitor may not have. Although these are fast becoming standard feature, make sure you don't end up with the dumb ones who haven't figured this simple technique out yet.

6. Promote your Site Every Day

Strong marketing is the most important aspect of having a successful website. The best of sites won't make money if people don't come in hordes. Launch promotions, and get the word to everyone possible within your target audience.

You can do promotions using direct mail to your existing customer, in your newsletter, and fliers. All the methods of traditional marketing apply here. Don't leave any technique untried. Remember the old adage - Market, market, market.

7. Measure Results and Reorganize

Measure the results you are getting from each promotion religiously, and note what works and what doesn't. Experiment. Study. Fine tune. This is the only way to know how effective your campaigns and promotions are.

You can also bring in some external people to visit your site and give you sincere feedback about each page on your site. The more critical they are, the more changes you will make, and eventually it will benefit you and your customers.

Keep making changes and test what works and what doesn't on a continuous basis. What works today may not work tomorrow.

8. Keep a Simple yet Effective Web Design

There is intense competition on the web. Make a compelling website that showcases your USP (unique selling proposition) and brings the customer back to your site. Differentiate from the rest by using your imagination to make your site standout from the rest. A cool, cathy, easy to remember name could definitely help.

Make a simple site, with plain HTML, and a consistent look and feel on all pages. Use an easy to read font, at least a 10 size font, preferably 11. Do not load with graphics and huge pictures on every page, which may slow down your page.

Although this advice is becoming old fashioned as most people are moving to broadband, it is still a good practice, as you don't want to lose the customers who use a low speed modem.

Flexibility and ease of use are far more important than flashy graphics or cool Java applets. The objective is to keep the customer looking at the products, and not keep them waiting or lose them by slow loading graphics or effects.

Keep the catalog simple, and with a consistent design with links to Home, Checkout page, Privacy Policy, Terms and Conditions, Customer Profile pages handy and at the same, consistent place on each page. Make it easy to browse the store and mark products for later purchase.

9. Make the Login Process a Breeze

The less clicks needed to order, the better. Amazon patented their One-Click method that minimized the clicks, making the checkout process simpler and easier. Try to make the registration or login process minimal, and only keep the most relevant fields mandatory.

I was disgusted by the lengthy logon process which forced me to enter my middle name, date of birth, and mother's maiden name for just registering for an online taxi booking service. I left it mid way, and went to another taxi operator's site, which registered me within a minute. A simple thing can result in a costly mistake that loses the customer forever.

10. Reduce Popup Messages

Too many popups distract and disgust the customer. Especially after the visitor closes your website window, if you start to popup other windows with more promotions, it leaves a feeling of being chased. It is also the signature of most of the adult sites, so steer away from such insensitive practices.

Show your professionalism and respect the customer's privacy and time. It will help to build your image as a serious and professional site and enhance your credibility.

11. Use a Reliable Hosting Service

Use a service that is good, reliable, and can provide you with customer support at all hours. Web hosting is getting very cheap but it is better to pay a little more and get a fast and reliable web hosting. Nothing loses a customer faster than a slow site or a site that is down frequently. Compare a few hosting services, and ask around before signing up for one. You won't regret it.

Copyright 2004 Vinai Prakash. All Rights Reserved.

Do you want to learn How to Market Any Product or Service Using Email Marketing? Click Here: Email Marketing Lessons

Vinai Prakash provides consultancy and training in the field of Web Marketing, Search Engine Optimization and Email Marketing. His articles are published in leading magazines and books.